All cards / AU Small Finance Bank
AU Small Finance Bank
AU Tejas Credit Card
Visa
AU Tejas Credit Card
An entry-level card for young salaried professionals from AU's 2026 portfolio, with accelerated rewards steered toward the AU Rewardz shopping portal.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
0.25%
Card network
Visa
Card tier
Entry
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 2,000 Reward Points or a ₹500 brand voucher on activation and 1st transaction
- 5X points on spends via the AU Rewardz portal
Pros
- + Low, easily-waived annual fee (₹1.5L/year spend)
- + 5X points via AU Rewardz portal
- + Accessible eligibility bar
Cons
- − Accelerated rate only applies within the AU Rewardz portal, not general dining/food delivery
- − No lounge access
- − Modest base reward rate