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Axis Bank
Axis Bank Freecharge Credit Card
RuPay
Axis Bank Freecharge Credit Card
An invite-only virtual card that lives inside the Freecharge app — cheap and low-friction, but you can't apply for it directly and there's no physical card for offline use.
Rates and fees last verified 15 July 2026.
Annual fee
₹250
Joining fee
₹250
Reward type
points
Base reward rate
0.2%
Card network
RuPay
Card tier
Entry
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Up to 350 bonus EDGE Reward Points on monthly spends of ₹5,000 or more
Pros
- + Low ₹250 fee, waived on ₹50k/year spend
- + Milestone points on modest monthly spend
- + Fully digital, works instantly inside the Freecharge app
Cons
- − Invite-only — no direct application route
- − Virtual card only, no plastic for offline/ATM use