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Axis Bank Purchase Reward Card
A commercial variant of Axis Bank's PurchaseCard that layers a reward-points programme on top of standard corporate vendor-payment functionality, letting businesses earn back value on routine procurement spend rather than just track it.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
Benefits
- Reward points earned on recurring commercial/vendor spends, redeemable against future company purchases.
- Extended interest-free period for business procurement spends.
Pros
- + Earns reward points on otherwise unrewarded commercial spend
- + Extended interest-free period
- + Same procure-to-pay convenience as the base Purchase Card
Cons
- − Only issued to businesses, not individuals
- − Point value typically modest versus consumer travel/cashback cards