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Axis Bank
Samsung Axis Bank Signature Credit Card
Visa
Samsung Axis Bank Signature Credit Card
A co-brand built around 10% cashback on Samsung product purchases (capped at ₹2,500/month, ₹10,000/year) — an easy pick if you're due for a Samsung phone or appliance, but the value drops sharply once you're outside Samsung and its named partner-merchant list.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Benefits by category
- ✈️ Travel
4 complimentary domestic lounge visits a year
- 🛍️ Shopping
10% reward rate (capped ₹2,500/monthly)
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- 2,500 EDGE REWARD Points on completing 3 transactions within 30 days of card issuance
- 4 complimentary domestic lounge visits a year
- 1% fuel surcharge waiver on transactions between ₹400–₹4,000
- 10 EDGE REWARD Points per ₹100 (10%) at select partners like Myntra, Tata 1mg, Zomato and BigBasket
Pros
- + 10% cashback on Samsung purchases is genuinely strong for planned upgrades
- + Reasonable ₹500 fee with a ₹2L waiver threshold
- + 4 lounge visits a year plus a small welcome bonus
Cons
- − 10% cashback capped at ₹2,500/month and ₹10,000/year — one big Samsung purchase can exhaust the annual cap
- − Flat 1% base rate outside Samsung and named partners
- − Value is concentrated on a single brand's ecosystem