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Axis Bank
Axis Bank Shoppers Stop Credit Card
Mastercard
Axis Bank Shoppers Stop Credit Card
The successor to the old Citi First Citizen card, now issued by Axis — 10X points at Shoppers Stop (private label brands) with rewards flowing straight into the existing First Citizen loyalty program.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
0.4%
Card network
Mastercard
Card tier
Entry
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- First Citizen loyalty points credited directly to your Shoppers Stop First Citizen account
- Accelerated points on private-label brands and beauty products at Shoppers Stop
Pros
- + 10X points on Shoppers Stop private-label brands
- + Rewards integrate with the First Citizen loyalty program
- + Low ₹500 fee, waived on ₹1L spend
Cons
- − Value concentrated entirely in one retailer
- − Weak base rate away from Shoppers Stop