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Canara Bank

Canara Bank Mastercard Gold Secured Credit Card

Mastercard

Canara Bank Mastercard Gold Secured Credit Card

The Mastercard variant of Canara Bank's FD-secured Gold card, functionally identical to the Visa Gold Secured card but riding the Mastercard network — a fine alternative for depositors who prefer or already primarily use Mastercard-accepting merchants.

Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

0.5%

Card network

Mastercard

Card tier

Entry

Who this card fits

Best suited to applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.

Benefits by category

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

    Benefits

    • Credit limit linked to a pledged Canara Bank fixed deposit, minimum ₹25,000 limit

    Pros

    • + No income proof or credit history required
    • + Mastercard acceptance at a very wide range of merchants
    • + FD keeps earning interest while securing the card

    Cons

    • Entry-level rewards with no bonus categories
    • Minimum ₹25,000 FD requirement
    • Feature set is largely identical to Canara's Visa Gold Secured card, so the network is the only real differentiator
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