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Canara Bank
Canara Bank RuPay Business Credit Card
RuPay
Canara Bank RuPay Business Credit Card
Aimed at small business owners banking with Canara, this card offers higher limits tied to current account relationships along with flat rewards on general business spend.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Mid
Who this card fits
Best suited to self-employed applicants with a credit score of roughly 700+. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹50,000
- Employment: self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- Higher working-capital-linked credit limits for current account holders with a Canara Bank business relationship
Pros
- + Higher credit limits for eligible business current account holders
- + Flat 1% rewards on all spend
- + Fuel surcharge waiver for fleet/travel costs
Cons
- − Restricted to self-employed/business applicants
- − No category accelerators for common business expenses like GST payments
- − Higher fee than the personal RuPay Classic