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Canara Bank
Canara Bank Visa Classic Credit Card
Visa
Canara Bank Visa Classic Credit Card
Canara Bank's genuinely fee-free entry-level Visa card, with a flat 2 points/₹100 reward rate, modest fuel surcharge waiver, and basic purchase/baggage protection — a low-income-threshold option for first-time cardholders.
Rates and fees last verified 14 September 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Entry
Eligibility
- Minimum monthly income: ₹16,667
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 2.5% fuel surcharge waiver on transactions of ₹400+, capped at ₹100 per month
- Air and ground accident insurance, plus baggage and purchase protection up to ₹25,000 each
- Up to 50 days interest-free credit period; EMI conversion via mobile app
Pros
- + No joining or annual fee ever
- + Low minimum-income eligibility (₹2 lakh/year)
- + Reward points valid for 3 years
Cons
- − No lounge access
- − No category-specific reward bonuses
- − ₹100/month inactivity fee if annual spend falls below ₹12,000
Applying takes you to Canara Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.