Canara Bank Visa Classic Credit Card

Best suited to applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.

• Rewards rate: 0.5% base rate
• Domestic lounge access: Not offered on this entry-tier card
• International lounge access: Not offered on this entry-tier card
• Golf: Not offered
• Insurance benefits: Fraudulent charge cover up to ₹2 lakh; air accident cover ₹4 lakh (self) and ₹2 lakh (spouse); other accident cover ₹2 lakh (self) and ₹1 lakh (spouse); baggage and purchase protection up to ₹25,000 each.

• 🛡️ Insurance

  Fraudulent charge cover ₹2 lakh; air accident cover ₹4 lakh (self)/₹2 lakh (spouse); baggage and purchase protection up to ₹25,000 each

• ⛽ Fuel

  1% fuel surcharge refunded up to ₹100 a month on ₹400+ fuel transactions, with ₹2,500 of purchases in the month

• 🌍 Forex / international spend

  3% forex markup on international transactions

• Minimum monthly income: ₹16,667
• Employment: salaried, self-employed
• Age: 21–65

• Rewards redemption fee: No fee to redeem reward points via Canara RewardZ
• Foreign currency markup: 3%
• Interest rate: 30% p.a.
• Fuel surcharge waiver: 1% fuel surcharge (minimum ₹10) refunded up to ₹100 per billing month, on fuel transactions of ₹400 or more, if the card has at least ₹2,500 of purchases that month.
• Cash advance charges: 3% of the amount withdrawn (₹30 per ₹1,000), subject to a minimum of ₹150, plus 2.5% a month interest from the withdrawal date; cash limit is 50% of the credit limit or ₹50,000, whichever is lower.

• 1% fuel surcharge refunded up to ₹100 a month on ₹400+ fuel transactions, with ₹2,500 of purchases in the month
• Fraudulent charge cover ₹2 lakh; air accident cover ₹4 lakh (self)/₹2 lakh (spouse); baggage and purchase protection up to ₹25,000 each
• Up to 50 days interest-free credit period; EMI conversion via the Canara ai1 app