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Canara Bank
Canara Bank Visa Gold Secured Credit Card
Visa
Canara Bank Visa Gold Secured Credit Card
An entry-level Canara Bank secured card that can issue a credit limit equal to the full value of the pledged fixed deposit — a notably generous advance rate — making it one of the more attractive PSU-bank options for students, homemakers, and first-time credit users.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
Benefits
- Credit limit of up to 100% of the linked Canara Bank fixed deposit, minimum ₹25,000 limit
Pros
- + Advance rate up to 100% of FD value, among the highest for a PSU-bank secured card
- + No income proof or credit score required
- + Visa acceptance gives wider usability than RuPay-only alternatives
Cons
- − Basic reward structure typical of entry secured cards
- − Minimum credit limit of ₹25,000 means a correspondingly larger FD is needed
- − Fewer digital-first conveniences than fintech-partnered cards (e.g., Fi, Jupiter)