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City Union Bank
CUB CSK RuPay Platinum Credit Card
RuPay
CUB CSK RuPay Platinum Credit Card
A co-branded City Union Bank card (CSK or SRH theme) on the RuPay network, offering bonus reward points on lifestyle categories and team merchandise.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.33%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in online shopping. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 0.33% base rate
- Domestic lounge access: Complimentary domestic airport lounge access on the CSK/SRH RuPay Platinum tier
Benefits by category
- 🍽️ Dining & food delivery
CSK/SRH-themed welcome kit; bonus points on apparel, food delivery and team merchandise
- 🛍️ Shopping
0.67% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on ₹400–₹3,000 transactions, capped at ₹300/cycle
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
- Age: 18–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on ₹400–₹3,000 transactions, capped at ₹300/cycle
- Cash advance charges: 3% of the withdrawn amount or ₹250, whichever is higher (India); 3.5% or ₹1,000 abroad
Benefits
- 1,000 welcome reward points on ₹5,000 cumulative spend within 30 days
- 1% fuel surcharge waiver on ₹400–₹3,000 transactions, capped at ₹300/cycle
- CSK/SRH-themed welcome kit; bonus points on apparel, food delivery and team merchandise
Pros
- + Lifetime free (no joining or annual fee)
- + Bonus reward points on apparel, department stores, food delivery and cricket merchandise
Cons
- − High interest rate (42% p.a.) and high 3.5% forex markup
- − Low point value (₹0.50/point) makes effective reward rate modest