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CUB SRH RuPay Platinum Credit Card
RuPay
CUB SRH RuPay Platinum Credit Card
City Union Bank's lifetime-free Sunrisers Hyderabad RuPay card. It is aimed at fans who want team branding and bonus points on SRH tickets and merchandise. Points are worth only ₹0.50, so everyday returns are low (about 0.33%, or 0.67% on UPI).
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.33%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 0.33% base rate
- Reward redemption: Vouchers and merchandise on rewards.cub.bank.in at ₹0.50 per point
Benefits by category
- 🍽️ Dining & food delivery
2 RP per ₹150 on UPI and 1 RP per ₹150 on other spends; 2X on apparel, department stores and food delivery; 3X on SRH merchandise and match tickets
- 🛍️ Shopping
0.67% reward rate
- ⛽ Fuel
1% fuel surcharge waiver up to ₹300 per cycle
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on ₹400–₹3,000 transactions, max ₹300 per statement cycle
- Cash advance charges: Up to 3% of the amount or ₹250, whichever is higher (India); up to 3.5% or ₹1,000 abroad
Benefits
- 2 RP per ₹150 on UPI and 1 RP per ₹150 on other spends; 2X on apparel, department stores and food delivery; 3X on SRH merchandise and match tickets
- 1% fuel surcharge waiver up to ₹300 per cycle
- RuPay card usable for UPI payments; ₹500 + GST one-time fee per add-on card
Pros
- + Lifetime free
- + Double points on UPI spends and 3X on SRH tickets and merchandise
- + RuPay, so it works for UPI payments
Cons
- − Very low base return (about 0.33%) and ₹0.50 point value
- − 3.5% forex markup and 3.5% monthly interest
- − Mainly worthwhile for SRH fans