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Equitas Small Finance Bank
Equitas Tiga Credit Card
RuPay
Equitas Tiga Credit Card
Equitas' entry-level RuPay credit card built around UPI and contactless spending, aimed at salaried first-time cardholders.
Rates and fees last verified 14 September 2026.
Annual fee
₹500
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Reward rates by category
- Other3%
Eligibility
- Minimum monthly income: ₹35,000
- Employment: salaried
- Age: 22–60
Benefits
- 3X reward points (3 per ₹100) on UPI, contactless, and 'Pay-by-3' payments
- Entry-level unsecured RuPay card designed for digital-first, first-time credit card users
Pros
- + Low annual fee with an easy waiver threshold
- + Strong UPI/contactless reward multiplier
- + RuPay network works with UPI credit card linking
Cons
- − Salaried-only eligibility
- − Base reward rate outside UPI/contactless is modest
Applying takes you to Equitas Small Finance Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.