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HDFC Diners Club Premium Credit Card
Diners Club
HDFC Diners Club Premium Credit Card
Sits between Diners Club Privilege and Diners Club Black in HDFC's lineup — solid lounge access and a strong multiplier on international spends for frequent overseas travellers, though Diners Club acceptance in India lags Visa/Mastercard.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,500
Joining fee
₹2,500
Reward type
points
Base reward rate
2.67%
Card network
Diners Club
Card tier
Premium
Benefits by category
- 🍽️ Dining & food delivery
4% reward rate
- ✈️ Travel
8% reward rate · Complimentary domestic and international airport lounge access for the primary cardholder
- 🛡️ Insurance
Air accident cover of ₹1 crore
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹1,00,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Complimentary domestic and international airport lounge access for the primary cardholder
- Air accident cover of ₹1 crore
- 2,500 Reward Points on payment of joining fee
Pros
- + High reward rate on international spends
- + Domestic and international lounge access
- + ₹1 crore air accident cover
Cons
- − Higher joining fee than Diners Club Privilege
- − Diners Club merchant acceptance is narrower in India