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HDFC Bank
HDFC Solitaire Credit Card
Visa
HDFC Solitaire Credit Card
A lifestyle-oriented entry card marketed toward women, with a 50% dining/grocery bonus over the base rate and a low, easily-waived fee — solid for everyday spend but light on premium perks.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Entry
Benefits by category
- 🍽️ Dining & food delivery
3% reward rate
- 🛒 Groceries
3% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 1,000 reward points as a welcome/renewal gift
- ₹1,000 shopping voucher on cumulative spend of ₹75,000 every 6 months
Pros
- + Low, easily-waived annual fee
- + 50% bonus points on dining and groceries
- + Recurring 6-monthly milestone vouchers
Cons
- − No lounge access or travel benefits
- − Reward point value is modest against category-specific cashback cards