All cards / HDFC Bank
Tata Neu Plus HDFC Bank Card
The entry-level Tata Neu co-brand card, earning NeuCoins on Tata-ecosystem spend (BigBasket, Croma, 1mg, Westside) with UPI support via RuPay, at a low ₹499 fee waived on ₹1L annual spend.
Rates and fees last verified 15 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1.5%
Card network
RuPay
Card tier
Entry
Reward rates by category
- Online shopping5% (capped ₹1,000/monthly)
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- NeuCoins earned redeemable 1:1 with ₹ across the Tata Neu ecosystem (BigBasket, Croma, Tata 1mg, Westside, and more)
- UPI-enabled via RuPay, earning NeuCoins on UPI spends too
Pros
- + NeuCoins redeemable 1:1 across the Tata ecosystem
- + RuPay/UPI support
- + Low, easily-waived annual fee
Cons
- − Best value is concentrated in Tata-brand spend
- − No lounge access at this tier
Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.