All cards / HSBC India
HSBC Live+ Credit Card
Rebranded from HSBC Cashback Card to Live+ — a straightforward cashback card with a high dining/grocery/food-delivery reward rate (shared ₹1,000/month cap) and a strong welcome offer.
Rates and fees last verified 19 July 2026.
Annual fee
₹999
Joining fee
₹999
Reward type
cashback
Base reward rate
1.5%
Card network
Mastercard
Card tier
Entry
Reward rates by category
- Groceries10% (capped ₹1,000/monthly)
- Dining10% (capped ₹1,000/monthly)
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹50,000
- Employment: salaried, self-employed
- Age: 18–65
Benefits
- 4 complimentary domestic lounge visits/year (1/quarter)
- Up to ₹1,000 cashback + ₹750 voucher (Amazon Pay/Zomato/Swiggy) + 12-month Times Prime subscription
Pros
- + High dining & grocery cashback
- + Includes domestic lounge access
- + Strong welcome offer (cashback + vouchers + Times Prime)
Cons
- − Fee waiver requires meaningful annual spend
- − Bonus categories share one combined cap
Applying takes you to HSBC India's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.