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ICICI Bank
ICICI Bank Corporate Gold Credit Card
Visa
ICICI Bank Corporate Gold Credit Card
The lower-tier sibling to ICICI's Corporate Platinum card, aimed at companies that want a no-frills T&E card for employees without lounge access. Issued only through corporate enrollment, not individual application.
Annual fee
₹499
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🛡️ Insurance
Complimentary insurance coverage bundled for enrolled corporate cardholders.
- ⛽ Fuel
1% fuel surcharge waiver on fuel transactions.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.4% p.a.
Benefits
- Complimentary insurance coverage bundled for enrolled corporate cardholders.
- 1% fuel surcharge waiver on fuel transactions.
- Up to 50 days of interest-free credit with consolidated corporate billing.
Pros
- + No individual joining fee
- + Bundled insurance cover
- + Simple corporate billing and self-care portal
Cons
- − Not available to individual retail applicants
- − No lounge access at this tier
- − Thin published reward structure