All cards / ICICI Bank
ICICI Bank Corporate Gold Credit Card
The lower-tier sibling to ICICI's Corporate Platinum card, aimed at companies that want a no-frills T&E card for employees without lounge access. Issued only through corporate enrollment, not individual application.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🛡️ Insurance
Complimentary insurance coverage bundled for enrolled corporate cardholders.
- ⛽ Fuel
1% fuel surcharge waiver on fuel transactions.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 40.8% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions
- Cash advance charges: 2.5% of the transaction amount or ₹500, whichever is higher, plus applicable GST
Benefits
- Complimentary insurance coverage bundled for enrolled corporate cardholders.
- 1% fuel surcharge waiver on fuel transactions.
- Up to 50 days of interest-free credit with consolidated corporate billing.
Pros
- + No individual joining fee
- + Bundled insurance cover
- + Simple corporate billing and self-care portal
Cons
- − Not available to individual retail applicants
- − No lounge access at this tier
- − Thin published reward structure