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ICICI Bank
ICICI Bank myBiz Business Credit Card
Visa
ICICI Bank myBiz Business Credit Card
ICICI's low-fee digital-first business card - no renewal fee from year two, and the myBiz Cash currency rewards flight and hotel bookings well above everyday spend, but it's a thin card outside travel bookings.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹500
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Benefits by category
- ✈️ Travel
1% reward rate
- 🏨 Hotel
1 myBiz Cash per ₹200 domestic spend, 1.25 per ₹200 international, 2 per ₹200 on flights, 3 per ₹200 on hotels
- ⛽ Fuel
1% fuel surcharge waiver, capped ₹500/month
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: self-employed
- Age: 21–60
Benefits
- 1 myBiz Cash per ₹200 domestic spend, 1.25 per ₹200 international, 2 per ₹200 on flights, 3 per ₹200 on hotels
- 1% fuel surcharge waiver, capped ₹500/month
Pros
- + No renewal fee after year one
- + Accelerated rewards on flight and hotel bookings
- + Fully digital application via myBiz portal
Cons
- − Low reward rate on everyday domestic spend
- − No lounge access