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ICICI Bank
ICICI Bank myBiz Business+ Credit Card
Visa
ICICI Bank myBiz Business+ Credit Card
The step-up myBiz card - the joining fee is largely offset by a matching welcome bonus, and it adds lounge access over the base myBiz card, but it still leans on travel bookings for its best rewards.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹2,500
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Benefits by category
- ✈️ Travel
1.5% reward rate · Complimentary domestic airport lounge access
- 🏨 Hotel
Accelerated myBiz Cash on flight and hotel bookings (2 and 3 per ₹200 respectively)
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹40,000
- Employment: self-employed
- Age: 21–60
Benefits
- ₹2,500 worth of myBiz Cash credited once the joining fee is paid
- Complimentary domestic airport lounge access
- Accelerated myBiz Cash on flight and hotel bookings (2 and 3 per ₹200 respectively)
Pros
- + Joining fee substantially offset by welcome myBiz Cash
- + Lounge access added over the base myBiz card
- + Good rate on flight/hotel bookings
Cons
- − No published renewal-fee spend condition
- − Everyday spend reward rate stays modest