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Indian Bank
Indian Bank RuPay Business Credit Card
RuPay
Indian Bank RuPay Business Credit Card
Indian Bank's dedicated business card for MSME customers, sitting alongside its RuPay Classic/Platinum/Select and Visa Bharat/Gold/Platinum personal cards.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Mid
Who this card fits
Best suited to self-employed applicants with a credit score of roughly 700+. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹50,000
- Employment: self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- Higher limits for business current account customers
Pros
- + Higher limits for business current account holders
- + Flat rewards on all categories
- + Fuel surcharge waiver for business travel costs
Cons
- − Restricted to self-employed/business applicants
- − No specialized vendor-payment rewards
- − Fee higher than personal RuPay Classic