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IndusInd Bank
IndusInd Bank Signature Credit Card
Visa
IndusInd Bank Signature Credit Card
A one-time-fee-for-life premium card — pay ₹50,000 once and there's no renewal fee ever again — but the ₹1:1 point redemption and 1.5% base rate are ordinary; you're really paying for the lounge, golf, and movie perks bundle.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹50,000
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Premium
Benefits by category
- 🍽️ Dining & food delivery
1.5% reward rate
- ✈️ Travel
Complimentary Priority Pass plus 2 domestic lounge visits per quarter
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 760
- Minimum monthly income: ₹1,50,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Complimentary Priority Pass plus 2 domestic lounge visits per quarter
- Up to 3 Buy-1-Get-1 movie tickets/month on BookMyShow (capped ₹200/ticket) and 1 complimentary golf game + 1 lesson per month
- 24-hour concierge for travel and reservations
Pros
- + One-time ₹50,000 fee, no annual renewal charge afterward
- + Priority Pass plus monthly golf and BOGO movie perks
- + 24-hour concierge included
Cons
- − Large upfront one-time fee
- − Reward rate (1.5%) doesn't stand out
- − High income eligibility