All cards / Kotak Mahindra Bank
Kotak Corporate Credit Card
Kotak's dedicated corporate-liability card for managing employee business expenses, distinct from the retail Biz/Biz Edge cards aimed at proprietors. Companies can choose corporate or joint liability and get expense-tracking tools out of the box.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
Fees & charges
- Foreign currency markup: 3.5%
Benefits
- Customisable per-employee spend limits and expense reporting
- Choice of corporate liability or joint-and-several liability structure
Pros
- + Flexible liability structure (corporate or joint-and-several)
- + Customisable spend limits per employee
- + No fee for standard corporate usage
Cons
- − Onboarding goes through Kotak's corporate card desk, not a retail application form
- − Reward rate is unremarkable, geared more toward control than earn