All cards / Kotak Mahindra Bank
Kotak Corporate Gold Credit Card
A straightforward corporate-issued card for employee expense management, with a free basic variant and a modestly priced classic variant. It trades premium travel perks for centralized billing and dedicated account support that finance teams tend to value.
Annual fee
₹1,000
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ⛽ Fuel
1% fuel surcharge waiver on eligible fuel transactions.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on eligible fuel transactions
Benefits
- Up to 8 reward points per Rs 150 spent across all categories.
- Dedicated account manager handling company billing, dues and card queries.
- 1% fuel surcharge waiver on eligible fuel transactions.
Pros
- + Free basic variant, low-cost classic variant
- + Consolidated monthly billing for the company
- + Instant, fee-free card replacement
Cons
- − Rewards rate is unremarkable versus retail cards
- − No lounge access or travel benefits