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Kotak Mahindra Bank
Kotak Feast Gold Credit Card
Mastercard
Kotak Feast Gold Credit Card
A lifetime-cheap dining card built around one strong idea — 4X points at restaurants — but that's where the value ends; every other category earns a flat, unremarkable 0.5%.
Rates and fees last verified 15 July 2026.
Annual fee
₹499
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Entry
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate · 10 dining reward points for every ₹100 spent at restaurants · Dining discounts across partner restaurant network
- 🛒 Groceries
0.5% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹500–₹3,000
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 10 dining reward points for every ₹100 spent at restaurants
- Dining discounts across partner restaurant network
- 1% fuel surcharge waiver on transactions between ₹500–₹3,000
Pros
- + Genuinely strong 2% effective rate on dining
- + Low ₹499 annual fee
- + Fuel surcharge waiver included
Cons
- − No acceleration outside dining
- − No lounge or travel benefits
- − Redemption value is a modest ₹0.20/point