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Karur Vysya Bank
KVB Aura Credit Card
Visa
KVB Aura Credit Card
The entry point into Karur Vysya Bank's new premium Visa Platinum lineup, aimed at everyday online shoppers rather than travel-heavy spenders. It bundles Amazon Prime and Zomato Gold memberships around a strong online-shopping reward multiplier.
Annual fee
₹999
Joining fee
₹999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🛍️ Shopping
8% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,50,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Complimentary Amazon Prime and Zomato Gold subscriptions.
- 8X reward points on everyday online shopping.
Pros
- + High reward rate on online shopping
- + Bundled Amazon Prime and Zomato Gold memberships
- + Fee waivable on annual spend threshold
Cons
- − Narrow accelerated-rewards category
- − No airport lounge access at this tier
- − New card lineup with limited track record