All cards / Karur Vysya Bank
KVB RuPay Select Credit Card
RuPay
KVB RuPay Select Credit Card
Karur Vysya Bank's own-brand RuPay Select, sitting alongside its Honour, Platinum, and SBI co-branded Gold/Platinum/Signature cards, for customers wanting the standard RuPay Select lounge tier.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 720+. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- ✈️ Travel
2 complimentary domestic lounge visits per year via the RuPay Select programme
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 2 complimentary domestic lounge visits per year via the RuPay Select programme
Pros
- + Domestic lounge access
- + Flat rewards on all spend
- + Distinct own-brand alternative to KVB's SBI co-branded cards
Cons
- − No differentiated reward categories
- − RuPay-only acceptance abroad
- − Overlaps in tier with KVB's own Platinum card