All cards / Punjab National Bank
Punjab National Bank
PNB Global Platinum Credit Card
Visa
PNB Global Platinum Credit Card
PNB's mid-tier Global card sits above the fee-free Global Classic card, trading a modest renewal fee for a concierge desk, stronger reward accrual and lifestyle discounts. It's a reasonable step-up for PNB customers who've outgrown the entry-level Global Classic.
Annual fee
₹500
Joining fee
₹0
Reward type
points
Base reward rate
0.33%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 0.33% base rate
Benefits by category
- ⛽ Fuel
1% fuel surcharge waiver on standard fuel spend.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹41,667
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹350 per statement cycle
Benefits
- 24x7 concierge desk for travel and lifestyle bookings.
- 1% fuel surcharge waiver on standard fuel spend.
- Instant discount on ZEE5 subscription.
Pros
- + 24x7 concierge service
- + Stronger reward accrual than Global Classic
- + No joining fee
Cons
- − Renewal fee applies unlike the Classic variant
- − No airport lounge access
- − Reward categories are limited