All cards / RBL Bank
RBL Bank
RBL Bank Cookies Credit Card
Visa
RBL Bank Cookies Credit Card
A budget-friendly everyday card billed at Rs 100/month (waived on Rs 5,000 monthly spend), with strong online reward rates and category cashback on popular lifestyle apps.
Rates and fees last verified 14 September 2026.
Annual fee
₹1,200
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Entry
Reward rates by category
- Online shopping5%
Eligibility
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Rs 1,000 welcome voucher (Croma/Myntra/Amazon/Flipkart/Shoppers Stop) on first transaction within 30 days
- 10% cashback on Myntra, Zomato and BookMyShow, capped at Rs 300/month each
- 1% fuel surcharge waiver on Rs 500-4,000 transactions, capped at Rs 100/month
- Rs 1,000 voucher at Rs 2 lakh annual spend; Rs 5,000 voucher at Rs 5 lakh annual spend
Pros
- + Low ongoing cost, easily waived monthly fee
- + 5x rewards on online spends
- + Cashback on Myntra, Zomato, BookMyShow
Cons
- − Fee is billed monthly rather than as a flat annual charge
- − No lounge access or travel benefits
- − Cashback categories are capped low (Rs 300/month each)
Applying takes you to RBL Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.