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RBL Bank
RBL Bank Platinum Delight Credit Card
Mastercard
RBL Bank Platinum Delight Credit Card
An entry-level RBL rewards card that doubles points on weekend spend, with welcome and milestone bonuses that RBL positions as worth roughly 9x the annual fee.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Entry
Benefits by category
- ⛽ Fuel
Fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹150/month
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 4,000 reward points on card activation
- 1,000 bonus points after 5 qualifying transactions in a month
- Fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹150/month
Pros
- + Welcome and milestone bonuses offset much of the fee
- + 2X points on weekend spend
- + Achievable ₹2 lakh spend threshold for fee waiver
Cons
- − Excludes utilities, insurance, education, and government spend from rewards
- − Unremarkable base reward rate outside weekends
- − No lounge access at this tier