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RBL Bank

RBL Bank Platinum Delight Credit Card

Mastercard

RBL Bank Platinum Delight Credit Card

An entry-level RBL rewards card that doubles points on weekend spend, with welcome and milestone bonuses that RBL positions as worth roughly 9x the annual fee.

Rates and fees last verified 15 July 2026.

Annual fee

₹1,000

Joining fee

₹1,000

Reward type

points

Base reward rate

0.5%

Card network

Mastercard

Card tier

Entry

Benefits by category

  • Fuel

    Fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹150/month

Eligibility

  • Minimum credit score: 700
  • Employment: salaried, self-employed
  • Age: 2160

Benefits

  • 4,000 reward points on card activation
  • 1,000 bonus points after 5 qualifying transactions in a month
  • Fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹150/month

Pros

  • + Welcome and milestone bonuses offset much of the fee
  • + 2X points on weekend spend
  • + Achievable ₹2 lakh spend threshold for fee waiver

Cons

  • Excludes utilities, insurance, education, and government spend from rewards
  • Unremarkable base reward rate outside weekends
  • No lounge access at this tier
Apply on RBL Bank's site