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RBL Bank
RBL Bank RazorpayX Corporate Purchase Card
Mastercard
RBL Bank RazorpayX Corporate Purchase Card
The purchase/procurement counterpart to RazorpayX's Corporate T&E card — built for paying vendors, SaaS subscriptions and GST directly, with cashback weighted toward tech and marketing spend rather than travel.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in utilities. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🧾 Utilities
1.5% reward rate
- 🌍 Forex / international spend
2.5% forex markup on international transactions
Eligibility
- Employment: self-employed
Fees & charges
- Foreign currency markup: 2.5%
Benefits
- Cashback on technology, marketing and SaaS spend categories
- Up to ₹2 crore unsecured credit limit
- GST payments and recurring vendor bills can be paid directly on the card
Pros
- + No fees, unsecured limits up to ₹2 crore
- + Direct GST and vendor payment support
- + Cashback on SaaS/marketing spend
Cons
- − Available only via RazorpayX business banking, not a standalone RBL application
- − Cashback rate is unremarkable outside bonus categories