All cards / RBL Bank
RBL Bank RazorpayX Corporate Purchase Card
The purchase/procurement counterpart to RazorpayX's Corporate T&E card — built for paying vendors, SaaS subscriptions and GST directly, with cashback weighted toward tech and marketing spend rather than travel.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in utilities. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🌍 Forex / international spend
2.5% forex markup on international transactions
Eligibility
- Employment: self-employed
Fees & charges
- Rewards redemption fee: Cashback is credited automatically as statement credit; no redemption fee
- Foreign currency markup: 2.5%
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher, as per RBL's standard cash withdrawal charges
Benefits
- Milestone reward points: 1,000 on Rs. 75,000 spend, 3,000 on Rs. 3 lakh, 6,000 on Rs. 10 lakh, plus 10,000 bonus on Rs. 10 lakh international spend; insurance, fuel, government and rent spends excluded; Rs. 99 + GST redemption fee
- Up to ₹2 crore unsecured credit limit
- GST payments and recurring vendor bills can be paid directly on the card
Pros
- + No fees, unsecured limits up to Rs. 2 crore
- + Direct GST and vendor payment support
- + Up to 50 days interest-free credit
Cons
- − Available only via RazorpayX business banking, not a standalone RBL application
- − Rewards are milestone-based; insurance, fuel, government and rent spends are excluded