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RBL Bank RazorpayX Corporate Purchase Card

Mastercard

RBL Bank RazorpayX Corporate Purchase Card

The purchase/procurement counterpart to RazorpayX's Corporate T&E card — built for paying vendors, SaaS subscriptions and GST directly, with cashback weighted toward tech and marketing spend rather than travel.

Annual fee

₹0

Joining fee

₹0

Reward type

cashback

Base reward rate

1%

Card network

Mastercard

Card tier

Mid

Who this card fits

Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in utilities. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Rewards rate: 1% base rate

Benefits by category

  • 🧾 Utilities

    1.5% reward rate

  • 🌍 Forex / international spend

    2.5% forex markup on international transactions

Eligibility

  • Employment: self-employed

Fees & charges

  • Foreign currency markup: 2.5%

Benefits

  • Cashback on technology, marketing and SaaS spend categories
  • Up to ₹2 crore unsecured credit limit
  • GST payments and recurring vendor bills can be paid directly on the card

Pros

  • + No fees, unsecured limits up to ₹2 crore
  • + Direct GST and vendor payment support
  • + Cashback on SaaS/marketing spend

Cons

  • Available only via RazorpayX business banking, not a standalone RBL application
  • Cashback rate is unremarkable outside bonus categories
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