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RBL Bank
RBL Bank SalarySe UP Credit Card
RuPay
RBL Bank SalarySe UP Credit Card
A 100% virtual RuPay UPI card from RBL's fintech partner SalarySe, with amplified points for UPI spends made through the SalarySe app.
Rates and fees last verified 15 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–58
Benefits
- Up to 2,500 points on first transaction (min ₹500) plus 1,500 points on ₹30,000 spend within 3 months
- No reward redemption fee when redeemed via the SalarySe app
Pros
- + Up to 10X points on UPI spends via the SalarySe app
- + No reward redemption fee on the SalarySe app
- + Easily waived annual fee (₹2L/year spend)
Cons
- − Virtual-only — no physical card issued
- − Bonus rate only applies within the SalarySe ecosystem
- − Point value (₹0.20) is on the lower side