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RBL Bank
RBL Bank Shoppers Stop Gold Credit Card
Visa
RBL Bank Shoppers Stop Gold Credit Card
The entry rung of RBL's Shoppers Stop co-brand family — a modest ₹1,000 fee buys real in-store perks, but it's a narrow single-retailer play with an ordinary 0.5% rate everywhere else.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Benefits by category
- 🛍️ Shopping
1.25% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- ₹1,000 Shoppers Stop voucher plus complimentary Gold Membership worth ₹750
- ₹1,000 voucher on ₹1.5L quarterly spend, ₹1,500 voucher on ₹5L annual spend
Pros
- + Affordable ₹1,000 fee for a co-brand card
- + Solid reward rate at Shoppers Stop
- + Welcome voucher plus Gold Membership
Cons
- − Value concentrated at one retailer
- − Ordinary 0.5% base rate elsewhere
- − No lounge access