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Shoppers Stop RBL Bank Platinum Credit Card
The middle tier of RBL and Shoppers Stop's revamped three-card fashion and beauty portfolio, sitting between the entry Gold and premium Black cards. It rewards Shoppers Stop loyalists heavily but is a weaker general-spend card outside that ecosystem.
Annual fee
₹5,000
Joining fee
₹5,000
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
- Domestic lounge access: Not offered at this tier
- International lounge access: Not offered at this tier
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Cash advance charges: 2.5% of the amount withdrawn, subject to a minimum of ₹500, per RBL's standard cash advance fee
Benefits
- Complimentary Platinum Membership worth Rs 1,500, a Rs 2,000 Shoppers Stop welcome voucher and a Rs 2,000 gift.
- 10 Reward Points per Rs 200 spent across the Shoppers Stop universe; 4 points per Rs 200 elsewhere.
- Complimentary makeover experience and enhanced milestone benefits.
Pros
- + Strong reward rate within the Shoppers Stop universe
- + Welcome vouchers largely offset the joining fee
- + Instant card issuance at launch
Cons
- − Reward rate outside Shoppers Stop is unremarkable
- − No lounge access at this tier