All cards / Rajasthan Gramin Bank
RGB Pragati RuPay Credit Card
RuPay
RGB Pragati RuPay Credit Card
Rajasthan Gramin Bank — formed from the 2025 merger of Baroda Rajasthan Kshetriya Gramin Bank into a single state RRB — carries forward the BRKGB-era Pragati RuPay card through BoB Financial. It's a straightforward, low-fee credit card built for the bank's rural Rajasthan customer base, with an accelerated reward rate on the categories those customers actually spend on.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹250
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 650+ whose spend is concentrated in groceries. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- 🛒 Groceries
5% reward rate
- 🛡️ Insurance
Complimentary personal accidental death cover of up to ₹15 lakh
- ⛽ Fuel
Fuel surcharge waiver on transactions at listed fuel stations
Eligibility
- Minimum credit score: 650
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- First year free, with the ₹250 annual fee from year two waived on ₹25,000 of yearly spend
- 5 reward points per ₹100 spent on grocery, departmental store and movie purchases
- Fuel surcharge waiver on transactions at listed fuel stations
- Complimentary personal accidental death cover of up to ₹15 lakh
- Up to 50 interest-free days on purchases when the bill is paid in full each cycle
Pros
- + No joining fee, and the ₹250 annual fee waives on ₹25,000 of yearly spend
- + 5x reward points on grocery, departmental store and movie spend
- + ₹15 lakh complimentary personal accidental death cover
- + Free add-on cards for family members
Cons
- − Only available to Rajasthan Gramin Bank account holders
- − Narrow bonus categories; no travel, dining or fuel reward acceleration
- − No lounge access or premium travel perks