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SBI Card
Central SBI Select Card
Visa
Central SBI Select Card
A department-store co-brand card that rewards Central Mall shopping (10 Select Points/₹100, redeemable in-store with no minimum) plus dining and movies, backed by a solid ₹3,000 welcome voucher.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
0.25%
Card network
Visa
Card tier
Mid
Benefits by category
- 🍽️ Dining & food delivery
1.25% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹500 and ₹3,000
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–70
Benefits
- Central e-gift voucher worth ₹3,000 plus complimentary m-coupons worth ₹500 each for the first 3 months
- 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000
Pros
- + 10X points at Central stores, redeemable in-store
- + Strong ₹3,000 welcome voucher plus bonus m-coupons
- + 5X points on dining and movies
Cons
- − Points are most useful only if you shop at Central
- − Fee waiver terms are not clearly published
- − No lounge access