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SBI Corporate Purchase Card
A vendor-payment and procurement card for companies, not a rewards-first product — the appeal is spend visibility and controls (per-cardholder limits, category blocks, consolidated reconciliation) rather than a cashback or points rate.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 0.5% base rate
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
Benefits
- Multi-layer spend control and Visa Intellilink spend analytics
- Higher, centrally-managed credit limits for vendor and procurement payments
Pros
- + No joining or annual fee
- + Granular spend controls per employee/vendor
- + Detailed spend analytics for finance teams
Cons
- − Minimal rewards earn rate
- − Only issued to registered companies through SBI's corporate onboarding, not individuals