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SBI Card
SBI Doctor's Card
Visa
SBI Doctor's Card
SBI's general practice-oriented card for medical professionals, distinct from the IMA-affiliated variant. It bundles professional insurance cover and domestic lounge access aimed at doctors who don't hold IMA membership but still want the same occupational card benefits.
Annual fee
₹1,999
Joining fee
₹1,999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
Complimentary domestic airport lounge visits.
- 🛡️ Insurance
Complimentary professional indemnity-linked and personal accident insurance cover.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 25–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points and a complimentary accessory kit.
- Complimentary professional indemnity-linked and personal accident insurance cover.
- Complimentary domestic airport lounge visits.
Pros
- + Insurance cover tailored to medical professionals
- + Domestic lounge access
- + No IMA membership required
Cons
- − Restricted to verified medical professionals
- − Reward rate is unremarkable outside select categories