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SBI Card
Lifestyle Home Centre SBI Card SELECT
Visa
Lifestyle Home Centre SBI Card SELECT
This SBI card is built for shoppers loyal to the Landmark Group's stores — Lifestyle, Max, Home Centre and SPAR — offering 10 points per ₹100 there and welcome/renewal point drops that between them roughly cover the ₹1,499 fee, plus milestone bonuses that reward heavier annual spenders.
Rates and fees last verified 19 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in online shopping. It's worth the annual fee mainly if your points value clears it.
Benefits by category
- 🛍️ Shopping
10% reward rate
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 6,000 Reward Points (worth ₹1,500) on payment of joining fee
- 6,000 Reward Points on renewal, plus cumulative milestone benefits up to 34,400 points (worth ₹8,600) across the year
Pros
- + 10 points per ₹100 at Lifestyle, Max, Home Centre and SPAR
- + Welcome and renewal bonuses (6,000 points each) that largely offset the fee
- + Milestone benefits worth up to ₹8,600 across a spending year
Cons
- − Accelerated earn is tightly scoped to Landmark Group brands
- − No lounge access or travel perks
- − Base rate of 2 points per ₹100 elsewhere is unremarkable