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SBI Card
Max SBI Card
Visa
Max SBI Card
An entry-level co-brand card for shoppers loyal to the Max fashion chain, part of SBI's Landmark Group family of retail cards. Low fee, narrow but useful rewards for regular Max customers.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 650+ whose spend is concentrated in online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.5% base rate
Benefits by category
- 🛍️ Shopping
5% reward rate
- ⛽ Fuel
1% fuel surcharge waiver at fuel stations.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 650
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome voucher from Max fashion stores.
- Accelerated points on spends at Max stores and Landmark Group brands.
- 1% fuel surcharge waiver at fuel stations.
Pros
- + Low fee and easy waiver spend
- + Accelerated rewards at Max stores
- + Part of the broader Landmark Group rewards network
Cons
- − Limited value outside Max and partner stores
- − No travel or lounge benefits