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SBI SimplyCLICK
Low fee, first-card-friendly option with a welcome voucher and 10X rewards (~2.5%) on partner online merchants, capped at 10,000 points/month.
Rates and fees last verified 19 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Entry
Reward rates by category
- Online shopping2.5%
Eligibility
- Minimum credit score: 680
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- ₹500 Amazon voucher on joining
Pros
- + Very low annual fee
- + Easy approval bar
- + Welcome voucher
Cons
- − Reward rates modest vs. dedicated cashback cards
- − No premium benefits
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.