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UCO Bank
UCO RuPay Select Credit Card
RuPay
UCO RuPay Select Credit Card
UCO Bank's step-up RuPay card, adding quarterly domestic lounge access and a higher accident cover over the Platinum variant, at a ₹500 fee waived above ₹2L annual spend.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Mid
Reward rates by category
- Dining2% (capped ₹500/monthly)
- Travel2% (capped ₹500/monthly)
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 2 complimentary domestic lounge visits per quarter
- Personal accident insurance cover of ₹5 lakh (NPCI RuPay Select)
Pros
- + Domestic lounge access included
- + Higher NPCI accident cover
- + Fee waiver threshold is reasonable
Cons
- − Modest 2x categories with low caps
- − No international lounge access
Applying takes you to UCO Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.