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Yes Bank
YES First Co-brand Corporate Credit Card
Visa
YES First Co-brand Corporate Credit Card
A corporate expense card issued under YES Bank's YES FIRST corporate banking program in partnership with Zaggle, built for companies wanting automated expense reconciliation rather than a consumer rewards program. It's distributed through corporate banking relationships, not retail applications.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3%
- Interest rate: 3.5% p.a.
Benefits
- Co-branded with Zaggle for integrated corporate expense management and automated spend reconciliation.
- Consolidated reporting and configurable employee spend controls for corporate accounts.
Pros
- + Integrated with Zaggle's expense-management tooling
- + No individual joining or annual fee
- + Configurable employee-level spend controls
Cons
- − Only available through a corporate banking relationship
- − Not a consumer rewards card