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Yes Bank
YES Prosperity Edge
Mastercard
YES Prosperity Edge
A balanced mid-tier Mastercard with category bonuses on groceries/dining and fuel surcharge waiver — strong for everyday spenders.
Rates and fees last verified 19 July 2026.
Annual fee
₹399
Joining fee
₹0
Reward type
points
Base reward rate
1.2%
Card network
Mastercard
Card tier
Mid
Reward rates by category
- Groceries1.6%
- Dining1.6%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions
- 15,000 points on ₹6L annual spend
Pros
- + Low annual fee
- + Bonus categories on groceries/dining
- + Milestone bonus at ₹6L spend
Cons
- − Fee waiver needs ₹75K annual spend
- − No travel perks
Applying takes you to Yes Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.