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American Express Gold Corporate Card — American Express credit card

American Express Gold Corporate Card

Amex's mid-tier corporate T&E card for India, equipping frequent business travellers with wide lounge access and expense-management tooling. It sits below the Platinum Corporate Card in benefit depth but keeps the same company-liability structure.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

1%

Card network

Amex

Card tier

Mid

Who this card fits

Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Rewards rate: 1% base rate
  • International lounge access: Priority Pass access to 1,200+ lounges worldwide for Gold Cardmembers and accompanied guests; 2 complimentary visits per year, further visits charged at the prevailing retail rate

Benefits by category

  • ✈️ Travel

    2% reward rate · Priority Pass access to 1,200+ airport lounges worldwide; 2 complimentary visits per year, further visits at the prevailing retail rate

  • 🛡️ Insurance

    Travel insurance cover for corporate cardholders

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Employment: self-employed

Fees & charges

  • Rewards redemption fee: No fee to redeem Membership Rewards points for airline/hotel partner transfers; points never expire
  • Foreign currency markup: 3.5%
  • Cash advance charges: Amex does not offer a cash advance/cash withdrawal facility on this card

Benefits

  • Priority Pass access to 1,200+ airport lounges worldwide; 2 complimentary visits per year, further visits at the prevailing retail rate
  • Tools for managing corporate travel and entertainment expense
  • Travel insurance cover for corporate cardholders

Pros

  • + Priority Pass access to 1,200+ airport lounges (2 free visits a year)
  • + Solid travel insurance cover
  • + Corporate T&E expense tooling

Cons

  • − Only issued through a company's corporate card program, not to individuals directly
  • − Amex acceptance is narrower than Visa/Mastercard for everyday India spend
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