Best travel credit cards in India
Travel cards are built around airport lounge access and elevated rewards on flights, hotels, and forex spend. These are the cards in our catalog best suited to frequent travelers.
Ranked using our methodology. Want a personalized pick instead? Find my card →
Rates last verified 24 October 2026 · No bank pays us to rank higher.
Axis Bank
SpiceJet Axis Bank Voyage Black Credit Card
6% base reward · ₹2,000 annual fee
Why it's ranked here: ₹4,000 welcome flight voucher more than covers the ₹2,000 joining fee
Axis Bank
Axis Bank Burgundy Private Credit Card
6% base reward · ₹0 annual fee
Why it's ranked here: Unlimited worldwide lounge access with generous guest visits
RBL Bank
RBL Bank Insignia Preferred Banking Credit Card
5% base reward · ₹7,000 annual fee
Why it's ranked here: Fee-free for Preferred Banking relationship customers
Axis Bank Magnus for Burgundy Credit Card
Mastercard
Axis Bank
Axis Bank Magnus for Burgundy Credit Card
4.8% base reward · ₹30,000 annual fee
Why it's ranked here: Very high value-back (up to ~24%) on Travel EDGE bookings, among the richest travel reward rates Axis offers
ICICI Bank
ICICI Emeralde
4% base reward · ₹12,000 annual fee
Why it's ranked here: Unlimited domestic lounge access plus Priority Pass for international lounges
Yes Bank
Yes Reserv
4% base reward · ₹2,499 annual fee
Why it's ranked here: Strong travel rewards
SBI Card
Air India SBI Signature Credit Card
4% base reward · ₹4,999 annual fee
Why it's ranked here: 10 Reward Points per Rs. 100 on Air India bookings, convertible 1:1 into Air India Maharaja Points
Standard Chartered
Standard Chartered Ultimate
3.33% base reward · ₹5,000 annual fee
Why it's ranked here: High flat reward rate on everything
HDFC Bank
HDFC Infinia (Metal Edition)
3.33% base reward · ₹12,500 annual fee
Why it's ranked here: Unlimited complimentary domestic and international lounge access via Priority Pass, with no per-quarter visit cap unlike most premium cards
HDFC Bank
HDFC Diners Club Black (Metal Edition)
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited lounge access to 1,300+ domestic and international lounges, comparable to Infinia at a lower entry fee
HDFC Bank
HDFC Bank BizBlack Metal Edition Credit Card
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited domestic and international airport lounge access with no spend gate
Standard Chartered
Standard Chartered Beyond
3.33% base reward · ₹25,000 annual fee
Why it's ranked here: Unlimited lounge access with generous guest visits