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Standard Chartered
Standard Chartered Beyond
Visa
Standard Chartered Beyond
Standard Chartered's new flagship super-premium card (launched December 2025) - unlimited lounge access and a large welcome voucher pack aimed at affluent, Priority Banking-adjacent customers, but the very high fees are waived via a banking relationship (funds-under-management) threshold rather than card spend.
Rates and fees last verified 15 July 2026.
Annual fee
₹25,000
Joining fee
₹15,000
Reward type
points
Base reward rate
3.33%
Card network
Visa
Card tier
Super-premium
Benefits by category
- ✈️ Travel
Unlimited domestic and international airport lounge access, with 8 guest visits/year
- 🧾 Utilities
2% reward rate
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Minimum credit score: 780
- Minimum monthly income: ₹2,00,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Unlimited domestic and international airport lounge access, with 8 guest visits/year
- ₹15,000 worth of Taj, Luxe, and MakeMyTrip vouchers once the joining fee is realised
- Curated Taj experiences and MakeMyTrip travel privileges
Pros
- + Unlimited lounge access with generous guest visits
- + Large welcome voucher pack (~₹15,000)
- + Strong flat reward rate on everyday spend
Cons
- − Very high fees with no published spend-based waiver
- − Fee waiver tied to banking relationship (FUM), not card usage