Best dining credit cards in India
These cards pay elevated reward rates on restaurant and food-delivery spend, and often bundle dining-specific offers or discounts.
Ranked using our methodology. Want a personalized pick instead? Find my card →
Rates last verified 24 October 2026 · No bank pays us to rank higher.
Axis Bank
Axis Bank Burgundy Private Credit Card
6% base reward · ₹0 annual fee
Why it's ranked here: Unlimited worldwide lounge access with generous guest visits
RBL Bank
RBL Bank Insignia Preferred Banking Credit Card
5% base reward · ₹7,000 annual fee
Why it's ranked here: Fee-free for Preferred Banking relationship customers
Axis Bank Magnus for Burgundy Credit Card
Mastercard
Axis Bank
Axis Bank Magnus for Burgundy Credit Card
4.8% base reward · ₹30,000 annual fee
Why it's ranked here: Very high value-back (up to ~24%) on Travel EDGE bookings, among the richest travel reward rates Axis offers
HDFC Bank
HDFC Infinia (Metal Edition)
3.33% base reward · ₹12,500 annual fee
Why it's ranked here: Unlimited complimentary domestic and international lounge access via Priority Pass, with no per-quarter visit cap unlike most premium cards
HDFC Bank
HDFC Diners Club Black (Metal Edition)
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited lounge access to 1,300+ domestic and international lounges, comparable to Infinia at a lower entry fee
Standard Chartered
Standard Chartered Beyond
3.33% base reward · ₹25,000 annual fee
Why it's ranked here: Unlimited lounge access with generous guest visits
HSBC India
HSBC Privé Credit Card
3.3% base reward · ₹2,75,000 annual fee
Why it's ranked here: Unlimited global airport lounge access with no per-visit spend condition
HSBC India
HSBC Premier Mastercard Credit Card
3% base reward · ₹20,000 annual fee
Why it's ranked here: 1,400+ airport lounges plus hotel/dining privileges
Yes Bank
Yes Bank Marquee Credit Card
3% base reward · ₹4,999 annual fee
Why it's ranked here: No recurring annual fee after the one-time joining fee
Central Bank of India
Central Bank of India RuPay Select Credit Card
3% base reward · ₹500 annual fee
Why it's ranked here: Domestic lounge access included
Axis Bank
Axis Bank Primus Credit Card
3% base reward · ₹3,00,000 annual fee
Why it's ranked here: Uncapped 1 Mile per ₹100 on literally every spend category, including rent and insurance
ICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
3% base reward · ₹12,499 annual fee
Why it's ranked here: Unlimited domestic and international lounge access for primary and add-on cards