All cards / HDFC Bank
HDFC Diners Club Black (Metal Edition)
A metal Diners Club card matching Infinia-level lounge and golf perks at a slightly lower fee, but the Diners Club network has narrower merchant acceptance in India than Visa/Mastercard — note HDFC was not accepting fresh Diners Club Black (non-metal) applications as of this review, with the metal edition as the current live product.
Rates and fees last verified 19 July 2026.
Annual fee
₹10,000
Joining fee
₹10,000
Reward type
points
Base reward rate
3.33%
Card network
Diners Club
Card tier
Super-premium
Reward rates by category
- Dining16.65%
Eligibility
- Minimum credit score: 760
- Minimum monthly income: ₹2,50,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Complimentary Club Marriott, Amazon Prime, and Swiggy One annual memberships on spending ₹1.5 lakh within the first 90 days
- Unlimited complimentary lounge access to 1,300+ lounges in India and worldwide for primary and add-on cardholders
- 6 complimentary golf games/lessons every quarter at courses worldwide
- 10,000 bonus Reward Points on spends of ₹4 lakh every calendar quarter
- Up to 25% off dining at select restaurants; 5X reward points on Swiggy and Zomato
Pros
- + Unlimited lounge access and golf comparable to Infinia at a lower fee
- + Strong dining/travel redemption value via SmartBuy
- + Generous quarterly milestone bonus
Cons
- − Diners Club network has lower merchant acceptance than Visa/Mastercard, especially abroad
- − High income eligibility bar
Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.