Best credit cards for airport lounge access in India
Lounge access is the most-quoted card perk and the most misunderstood: many cards gate visits behind quarterly spend, and international access often means a Priority Pass membership with per-visit fees. These are the cards in our catalog with the most complimentary domestic lounge visits, ranked by visits per year.
Ranked using our methodology. Want a personalized pick instead? Find my card →
Rates last verified 24 October 2026 · No bank pays us to rank higher.
Axis Bank
Axis Bank Burgundy Private Credit Card
6% base reward · ₹0 annual fee
Why it's ranked here: Unlimited worldwide lounge access with generous guest visits
Axis Bank Magnus for Burgundy Credit Card
Mastercard
Axis Bank
Axis Bank Magnus for Burgundy Credit Card
4.8% base reward · ₹30,000 annual fee
Why it's ranked here: Very high value-back (up to ~24%) on Travel EDGE bookings, among the richest travel reward rates Axis offers
ICICI Bank
ICICI Emeralde
4% base reward · ₹12,000 annual fee
Why it's ranked here: Unlimited domestic lounge access plus Priority Pass for international lounges
Yes Bank
Yes Reserv
4% base reward · ₹2,499 annual fee
Why it's ranked here: Strong travel rewards
HDFC Bank
HDFC Infinia (Metal Edition)
3.33% base reward · ₹12,500 annual fee
Why it's ranked here: Unlimited complimentary domestic and international lounge access via Priority Pass, with no per-quarter visit cap unlike most premium cards
HDFC Bank
HDFC Diners Club Black (Metal Edition)
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited lounge access to 1,300+ domestic and international lounges, comparable to Infinia at a lower entry fee
HDFC Bank
HDFC Bank BizBlack Metal Edition Credit Card
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited domestic and international airport lounge access with no spend gate
Standard Chartered
Standard Chartered Beyond
3.33% base reward · ₹25,000 annual fee
Why it's ranked here: Unlimited lounge access with generous guest visits
HSBC India
HSBC Privé Credit Card
3.3% base reward · ₹2,75,000 annual fee
Why it's ranked here: Unlimited global airport lounge access with no per-visit spend condition
Axis Bank
Axis Bank Primus Credit Card
3% base reward · ₹3,00,000 annual fee
Why it's ranked here: Uncapped 1 Mile per ₹100 on literally every spend category, including rent and insurance
Kotak Mahindra Bank
Kotak Solitaire Credit Card
3% base reward · ₹0 annual fee
Why it's ranked here: Zero forex markup, rare among Indian travel cards
ICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
3% base reward · ₹12,499 annual fee
Why it's ranked here: Unlimited domestic and international lounge access for primary and add-on cards