All cards / Yes Bank
Yes Reserv
A travel-first super-premium card with a low forex markup and strong travel booking rewards for frequent international travelers.
Rates and fees last verified 15 July 2026.
Annual fee
₹9,999
Joining fee
₹9,999
Reward type
points
Base reward rate
4%
Card network
Visa
Card tier
Super-premium
Reward rates by category
- Travel8%
Eligibility
- Minimum credit score: 780
- Minimum monthly income: ₹2,00,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Unlimited domestic + international lounge access
- Comprehensive travel insurance up to $1 million
Pros
- + Strong travel rewards
- + Low forex markup
- + Comprehensive travel insurance
Cons
- − Very high income requirement
- − Weak rewards outside travel
Applying takes you to Yes Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.